We offer a mortgage loan for both private and corporate clients on real estate collateral.
As a collateral we will accept business premises, apartments, land, agricultural land or forest. A mortgage loan is more flexible than a bank loan regarding the terms and target uses. Usually we issue a loan within up to 60% of the value of the collateral for a period of up to two years. The interest rate starts from 13% on an annual basis, depending on the value of the collateral, the loan applicant as well as the project financed.
Advantages of Mortgage Loans:
- during a loan period, it is possible to increase or decrease the amount;
- if necessary, we may offer a payment holiday or extend the loan period;
- early repayment of loan with advance notice of 3 months is free of charge;
- we draw up a payment schedule in view of the needs and opportunities of the loan applicant;
- provides free financial advice before entering into a loan agreement and during the loan period.
Each loan is a financial liability. Our goal is to ensure that our customers make prudent loan decisions, and the financing solutions we offer meet our customers’ needs and opportunities.